What Is the Average Time for a Social Security Disability Claim?
Posted 04/21/09
Q: If I cannot work, how am I supposed to support myself while applying for social security disability?A: It can take quite some time for an application for social security disability to go through the review process. Supporting yourself while you wait can be quite stressful. Knowing that the review process can take time, a first step is to plan ahead financially. Try to eliminate all spending that is not mandatory. Even if you can pay for those things now, you need to have a financial cushion should your claim take a year or two. Try to put savings away for the sole purpose of supporting you through the long wait that may happen with your social security disability application. Mandatory expenditures can sometimes be adjusted to allow flexibility during the waiting period. Some gas and electric companies have aid programs for those with limited income to help pay for winter heating bills. Restructuring a mortgage to allow you to access equity or simply lower your monthly payments can be considered. Additionally, many individuals find that they can rely on friends and family for short term loans or other support. If you can no longer pay your medical bills, seek assistance. It is important that you do not stop your medical care. Some churches and non profits have programs to help with prescription costs. Look into state health assistance programs. Find free clinics, if need be, for routine visits. Many medical offices will help individuals in financial need by coming up with bill payment strategies. Explain your situation and be proactive before you get in trouble. Filing for public assistance programs can also be helpful. Some states offer assistance loans that you must pay back once you receive a decision on your social security disability claim. Section 8 housing aid or food stamp programs may be helpful if your wait is long. If you are in financial dire straights, you might consider talking to a social security attorney. It is possible that you qualify for dire need aid with the agency. Such assistance can help expedite your claim and offer monetary aid.
Q: Is it possible to apply for social security disability benefits at an actual Social Security office?
A: The three methods for filing for social security disability benefits are in person, via the telephone or via the internet. Most people believe handling it in person is the most advantageous. Meeting with your claims representative will give you one on one communication. The meeting will be your first opportunity to provide background on your claim and medical condition, and the disability case manager will get to see how your condition currently affects your ability to function. An in person appointment gives your claim the foundation for the application review process. Call the toll free number (800) 772.1213 for Social Security and ask for an appointment to submit your application for social security disability. You will then receive a confirmation of the scheduled appointment via mail.
Q: When should you expect notification of a decision on a social security disability case?
A: Decisions on some cases are reached within a few months, while others are not reached for years. A decision for a normal case that has all the required materials is made within 90 days or so.
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